Address
210 – 21900 Westminster Hwy.
Richmond, BC V6V 0A8
Phone: 604-592-7550 ext 225
Fax: 604-592-7559


Website Terms and Conditions

THIS SITE IS NOT THE PROPERTY OF of DESJARDINS INSURANCE1 OR DESJARDINS FINANCIAL SECURITY INDEPENDENT NETWORK. THEY DO NOT HAVE ANY CONTROL OVER THE CONTENT OR THE USE OF THE SITE.

DESJARDINS INSURANCE1AND DESJARDINS FINANCIAL SECURITY INDEPENDENT NETWORK SHALL NOT BE LIABLE OR RESPONSIBLE TO ANY PERSON FOR ANY HARM, LOSS OR DAMAGE (WHETHER ARISING IN CONTRACT, TORT, NEGLIGENCE OR OTHERWISE) THAT MAY ARISE DIRECTLY OR INDIRECTLY FROM THIS SITE, THE USE, INABILITY TO USE, OR MALFUNCTIONING OF THIS SITE OR THE INFORMATION CONTAINED HEREIN, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, THIRD PARTY OR CONSEQUENTIAL DAMAGES.

THIS SITE IS NOT THE PROPERTY OF DESJARDINS FINANCIAL SECURITY INVESTMENTS INC.  (DFS INVESTMENTS).  DFS INVESTMENTS  HAS CONTROL OVER THE CONTENT OF THIS SITE BY THEIR REVIEW OF THE INFORMATION PROVIDED IN ACCORDANCE WITH ITS POLICIES AND PROCEDURES.  DFS INVESTMENTS IS NOT RESPONSIBLE FOR THE CONTENT IN THIS WEBSITE THAT IS UNRELATED TO THE BUSINESS OF DFS INVESTMENTS NOR IS IT RESPONSIBLE FOR THE MONITORING OR SUPERVISION OF THESE OTHER BUSINESS ACTIVITIES.

 

1. Terms
By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.

2. Use License
Permission is granted to temporarily download one copy of the materials (information or software) on Tony Wray’s web site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
modify or copy the materials;
use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
attempt to decompile or reverse engineer any software contained on Tony Wray’s web site;
remove any copyright or other proprietary notations from the materials; or
transfer the materials to another person or “mirror” the materials on any other server.
This license shall automatically terminate if you violate any of these restrictions and may be terminated by Tony Wray at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer
The materials on Tony Wray’s web site are provided “as is”. Tony Wray makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Tony Wray does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

4. Limitations
In no event shall Tony Wray or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Tony Wray’s Internet site, even if Tony Wray or a Tony Wray authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata
The materials appearing on Tony Wray’s web site could include technical, typographical, or photographic errors. Tony Wray does not warrant that any of the materials on its web site are accurate, complete, or current. Tony Wray may make changes to the materials contained on its web site at any time without notice. Tony Wray does not, however, make any commitment to update the materials.

6. Links
Tony Wray has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Tony Wray of the site. Use of any such linked web site is at the user’s own risk.

7. Site Terms of Use Modifications
Tony Wray may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

8. Governing Law
Any claim relating to Tony Wray’s web site shall be governed by the laws of the State of British Columbia without regard to its conflict of law provisions.

General Terms and Conditions applicable to Use of a Web Site.

1Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company, a provider of life and health insurance and retirement savings products.